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Our

services

Our Services

Explore Our Services

Ordinary loan

  • This is a long term loan payable in up to 60 months
  • The minimum loan to be granted is E5,000, and the maximum is E150,000
  • A member qualifies for a loan of 1.5 times their ordinary savings
Short loan

  • This loan is meant to cater for emergencies
  • The maximum amount of this loan is E10,000
  • Payable in up to 6 months

School savings

  • A member qualifies for a loan of 2 times their school savings
  • This loan is payable in up to 12 months
  • Proof of school needs must be attached

Umlimi

  • This loan caters for farming needs
  • The maximum amount of this loan id E5,000
  • This loan is granted between October and December
  • Proof of kulima needs must be attached

Help line

  • A member can get a loan of up to E20,000
  • The member must be actively saving under Helpline savings, for a consecutive period of at least three months
  • The loan is payable in up to 12 months

Our Services

Explore Our Savings

Helpline savings

  • Minimum savings of E100 per month
  • This product qualifies you for a helpline loan of up to E20,000
  • Withdrawable at any time during the year

School savings

  • Saving for school and other educational needs for yourself or your dependants
  • Minimum savings of E100 per month
  • Withdrawable at any time during the year

Umlimi savings

  • Saving for farming purposes
  • Minimum savings of E50 per month
  • Saving in this product qualifies one for the Umlimi loan
Phumula savings

  • These savings are fixed for a period of 2 years
  • A minimum of E10,000 once-off
  • Additional deposits of not less than E3,000 a year are accepted
  • Interest is paid out annually, and can be reinvested or paid out to the member
  • A member may choose to reinvest or withdraw the savings when they mature

Weekend special

  • This product encourages saving for entertainment needs
  • Withdrawable On Friday
  • Minimum savings of E200 per month

Ordinary savings

  • This product is compulsory to members
  • Not withdrawable until you terminate your membership
  • Minimum savings of E150 per month

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